Do Not Forget To Max Out Your Roth IRA!

Aloha Investors!

I hope everyone had a wonderful night with their family on Halloween!

I am extremely excited to see the new layout for Charles Schwab on 11/6/2023. This weekend is the transition from TD Ameritrade to Charles Schwab. I am looking forward to updating and learning about the new trading system Charles Schwab will have for everyone.

This paycheck went towards the same stocks that I feel are undervalued due to the news, and investor expectations that mess with people’s emotions. There is one thing about investing, if you cannot manage the emotional roller coaster that comes with investing then you should not invest in stocks. Stocks will always go up and go down no matter what happens in the world because everyone is looking to make a quick buck.

Future Investments: I am looking to invest in Google and Amazon once I buy my shares in Apple. The statistics for Google and Amazon look really good!

Reminder:  Do not forget to max out your Roth IRA for this year! $6,500 a year if you are under 50, and $7,500 if you’re 50 or older. In 2024, the annual contribution for Roth, and Traditional IRAs will rise to $7,000 a year if you are under 50, and $8,000 if you’re 50 and older.



My Investments for Friday, November 3, 2023


Combined Value of – $254,974.56


Apple Savings Account (4.15% APY) – $1,719.29



Individual Stock Account – $145,683.96


Starting buying power: $379.52
Buying power remaining: $0.58


Apple (AAPL)  – Purchased 2 Shares

Price per share – $175.1774 = $350.35


Bank of America Corp. (BAC) – Purchased 1 Share
Price per share – $28.585 = $28.59



Dividends for November


Qualified Dividend AT&T Inc. (T) – $39.30

Dividend Reinvestment (DRIP) – Bought 2.517 T @ 15.6161




Roth IRA – $77,442.52


Starting buying power: $236.36
Buying power remaining: $28.24


Vanguard High Dividend Yield Index Fund ETF Shares (VYM) – Purchased 2 Shares
Price per share – $104.0592 = $230.00



Dividends for November


No dividend payouts for November as of 11/03/2023



Traditional IRA – $30,128.79


No shares bought at this time

Next investment: 11/17/2023

Buying power remaining: $96.59



Dividends for November


No dividend payouts for November as of 11/03/2023




It’s Never Too Late To Start Investing!

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