Hello Investors!
Oh, how time passes by so fast. It has been close to two years since I started this blogging website, and I have learned so much from investing. I have seen what a consistent investment strategy can do to a portfolio and how timing does not mean anything. On the bright side the Feds ended up cutting the interest rate by half a point. According to the news our last cut was in 2020. I do believe with interest rates getting cut the stock market will start going back up since a lot of people would consider lower interest rates means more money they can invest or save.
This paycheck I purchased two Apple shares, and I did have enough this paycheck to purchase my one share of VOO which was priced at $523.79 per share when I put my order in. If you did not notice I pulled out $1,000 from my Apple savings account, so that I can purchase more Yen. I will be going back to Japan in early February to visit Hokkaido and Osaka in the winter. If you have not had a chance to visit Japan, then now is the time since the Yen is still at a decent price. I am hoping to buy my Apple 16 phone and more Yen before I head to Japan.
I am not sure if I mentioned that I started a Prosper account a while back to evaluate if this was a legit site to do peer-to-peer lending. So far, I made $50.00 off of interest rates and I started off with $100.00. Prosper is a peer-to-peer company that acts like a bank where they give out loans for various things like renovations, house purchases, vehicle repair etc. As long as you qualify and produce the proper documentation to apply for the loan. You are acting like an investor, so you have choices of different notes that you pool your money in, and you get a % depending on the interest rate of the note. If you are interested in trying this out, please let me know and I can give more details from my testing so far. I am always looking for new ways of investing and a way to set it up automatically. Passive income is a powerful tool!
Until next time…Have a wonderful weekend and remember it is never too late to start investing!
Current Goals:
Individual Stock Account + Traditional IRA Account – 979/1000 shares of Apple Inc. (AAPL)
Individual Stock Account – 20/100 shares of Nvidia Corp. (NVDA)
Roth IRA Account – 69/100 shares of Vanguard S&P 500 ETF (VOO)
Future Goals:
Individual Stock Account – 41/100 shares of Alphabet Inc. (GOOGL)
Individual Stock Account – 22/100 shares of Amazon.com, Inc. (AMZN)
Roth IRA Account – 58/100 shares of Vanguard Russell 1000 ETF (VONE)
My Investments for Friday, September 20, 2024
Combined Value of – $350,659.87
Apple Savings Account (4.40% APY) – $1,272.68
Yen (Average Rate 141.50 USD/JPY) – JP¥45000
Individual Stock Account – $203,526.17
Starting buying power: $656.37
Buying power remaining: $194.68
Apple (AAPL) – Purchased 2 shares
Price per share – $230.844 = $461.69
Dividends for September
Qualified Dividend Microsoft Corp (MSFT) – $9.93
Dividend Reinvestment (DRIP) – Bought 0.0236 MSFT @ 421.5414
Qualified Dividend Alphabet Inc Class A (GOOGL) – $8.21
Dividend Reinvestment (DRIP) – Bought 0.0521 GOOGL @ 157.7023
Roth IRA – $107,269.11
Starting buying power: $751.65
Buying power remaining: $227.86
Vanguard S&P 500 ETF (VOO) – Purchased 1 share
Price per share – $523.789 = $523.79
Dividends for September
No dividend payouts for September as of 09/20/2024
Traditional IRA – $39,046.90
Starting buying power: $91.36
Buying power remaining: $91.36
No shares bought at this time
Next investment: 10/04/2024
Dividends for September
No dividend payouts for September as of 09/20/2024
It is never too late to start investing!