Holiday Market Buzz: Rate Cuts, AI Chips, and the Future of Technology

Hello Investors!

I am hoping everyone is excited for the holidays coming up. If you are planning to travel, please be safe and enjoy your much-needed vacation.

One of the big news that I know people are looking into is the Feds are looking to cut rates next week before the holidays. MarketWatch is saying that the feds are set to cut interest rates by a quarter-percentage point. Right now, the markets are doing very well with the news, and I am hoping that going into next year the market stays strong. I know we are going to have changes once Trump takes office which will change the market. I do not believe that the tech sector will suffer as much until tariffs are made official. There will be a lot of donations from all the blue-chip companies to Trump’s inauguration including AI companies that are competing with all the big companies. I do believe that Trump has a plan which is why he is inviting Chinese President Xi Jinping to his inauguration. I think he will negotiate what will happen with the trade between China and the USA. If everything goes as planned, then tariffs will not take effect right away.

Another big news that I have been watching is the AI chip that Apple and Broadcom are working on. This will bring additional business growth for Broadcom and Apple growing in the AI business. I am glad to see that Apple is starting to partner up with all these big companies to diversify their business. I am still waiting for Amazon, Google, and Apple to partner up to develop a system that pairs all devices and services. I know that is stretching far into the future, but I do believe that it will grow our tech sector. I believe there will be a big jump in Apple stock in 2026 once these chips are made available for companies which will allow Apple to split again. I believe that Apple, Amazon, Nvidia, and Google will end up splitting in 2026 or 2027 due to the demand in AI and the growth in technology. There is not one person in this world that does not use a product or service from these companies. Technology is the one sector that will have so much growth because technology has become a need for people instead of a want.

Until next time…Have a wonderful weekend and remember it is never too late to start investing!


Current Goals:

Individual Stock Account + Traditional IRA Account – 993/1000 shares of Apple Inc. (AAPL)

Individual Stock Account – 20/100 shares of Nvidia Corp. (NVDA)

Roth IRA Account – 73/100 shares of Vanguard S&P 500 ETF (VOO)


Future Goals:

Individual Stock Account – 41/100 shares of Alphabet Inc. (GOOGL)

Individual Stock Account – 22/100 shares of Amazon.com, Inc. (AMZN)
Roth IRA Account – 58/100 shares of Vanguard Russell 1000 ETF (VONE)




My Investments for Friday, December 13, 2024


Combined Value of – $382,907.76

Apple Savings Account (3.90% APY) – $887.73

Yen (Average Rate 140.75 USD/JPY) – JP¥185000



Individual Stock Account – $225,500.00

Starting buying power: $684.73
Buying power remaining: $191.55


Apple (AAPL)  – Purchased 2 shares

Price per share – $246.5892 = $493.18



Dividends for December

Qualified Dividend Microsoft Corp (MSFT) – $11.00

Dividend Reinvestment (DRIP) – Bought 0.0242 MSFT @ 454.35




Roth IRA – $114,018.90

Starting buying power: $722.09
Buying power remaining: $217.42


Vanguard S&P 500 ETF (VOO) – Purchased 1 share
Price per share – $554.6687 = $554.67



Dividends for December

No dividend payouts for December as of 12/13/2024




Traditional IRA – $42,501.13

Starting buying power: $134.17

Buying power remaining: $134.17


No shares bought at this time

Next investment: 12/27/2024



Dividends for December

No dividend payouts for December as of 12/13/2024



It is never too late to start investing!

Leave a Comment

Your email address will not be published. Required fields are marked *

Scroll to Top