Long-Term Investing vs. Market Timing: What Actually Builds Wealth?

Hello Investors!

Wow! What a week for the markets! It has been a very interesting week to see the market have so many bad days due to the increase in tariff news and then seeing the market rebound a bit. I know I was sad to see over 100k disappear from my accounts, but if you know how the stock market works then you will know that it always finds its way back up. I have been watching, studying, and investing in the stock market for over a decade. There are always trends and bad news that happen that will always sway the market going down or up. It would be great to buy onto the market when it dips, but you will not get that opportunity all the time. If you start saving and just invest in the stock market when it dips, then that is called timing the market and that is not how long-term investing works. As an investor you need to keep a consistent investment schedule no matter whether the market is up or down. If you keep a consistent schedule, you will make more money overtime than buying only when it dips because the market is always going up and reaching new highs, so technically you would not be buying at a low price if you just buy on dips.

I am just predicting that we will end up in a recession this year because of the trade war we are heading into, but I do believe that there will be an agreement between China with both sides agreeing to 0 tariffs. The reason why I think this is because the US does import a lot of goods from China which means China products will be sitting on shelves with no one to purchase the goods. China’s businesses and economy will start to fold due to the increased tariff prices and not being able to find buyers for their products. I do believe that the US will start dealing with other countries to bring in products to supply the US businesses until the US can start producing some of the resources ourselves. Just keep in mind that even after a recession happens the economy will not return to a normal state for another four to five years. It always takes time to recover from a recession no matter what happens with the stock market. The stock market is investors that have extra money to invest in companies. My only suggestion to investors is to save money when you can and take deals when buying groceries because prices of products will start going up. Remember to keep to your goals if you have to drop your contributions to your investments then do it but keep a normal investment schedule.

Until next time…Have a wonderful weekend and remember it is never too late to start investing!


Current Goals:

Individual Stock Account – 42/100 shares of Nvidia Corp. (NVDA)

Roth IRA Account – 77/100 shares of Vanguard S&P 500 ETF (VOO)
Individual Stock Account – 22/100 shares of Amazon.com, Inc. (AMZN)


Future Goals:

Individual Stock Account – 41/100 shares of Alphabet Inc. (GOOGL)
Roth IRA Account – 58/100 shares of Vanguard Russell 1000 ETF (VONE)


Completed Goals:
Individual Stock Account + Traditional IRA Account – 1000/1000 shares of Apple Inc. (AAPL)




My Investments


Combined Value of – $325,449.52

Apple Savings Account (3.75% APY) – $2,202.80

Yen (Average Rate – USD/JPY) – JP¥0



Individual Stock Account – $184,047.89

Roth IRA – $105,336.58

Traditional IRA – $33,862.25




It is never too late to start investing!

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