The Next Business Adventure of 2024!

Aloha Investors!


Happy New Years 2024! I hope everyone was safe during the holidays and had time to relax with family and friends.


This year I want to focus on Apple and completing my shares. That means cutting down on spending and only buying the things that I need. If I am able to save a bit more money, I will start buying more Amazon and Google. I have not really found any other good stocks that interest me at the moment. If I do you will be the first ones to find out what stocks I will be buying in the near future.


Since the Roth IRA contribution limit increased for 2024, I increased my contributions from $230.00 to $269.00 a paycheck. This will get me close to the $7,000 limit for Roth IRA accounts.


I will also be pulling out money from my Apple savings account to buy some yen for my trip coming up in April. The conversion rate is still good if you have not had the chance to go to Japan. If you have not noticed Apple savings APY increased from 4.15% to 4.25%. It is free money for no work.


I am also looking to expand my web design business. Is it better to design my own website and sell templates or use the existing design market websites that sell templates? I will be using mostly WordPress templates. If you have any suggestions, please feel free to email me at theboboinvestor@gmail.com or message me on Instagram @theboboinvestor.



My Investments for Friday, January 12, 2024


Combined Value of – $277,862.80


Apple Savings Account (4.25% APY) – $2,232.12



Individual Stock Account – $157,060.89


Starting buying power: $381.23
Buying power remaining: $9.62


Apple (AAPL)  – Purchased 2 shares

Price per share – $185.805 = $371.61



Dividends for January


Qualified Dividend Merck & Co. Inc. (MRK) – $3.39

Dividend Reinvestment (DRIP) – Bought 0.0284 MRK @ 119.495

Qualified Dividend Bank of America Corp (BAC) – $3.20
Dividend Reinvestment (DRIP) – Bought 0.095 @ 33.6974

Qualified Dividend Philip Morris Intl. (PM) – $8.76
Dividend Reinvestment (DRIP) – Bought 0.0929 @ 94.3061




Roth IRA – $86,852.29


Starting buying power: $289.13
Buying power remaining: $18.64


Vanguard High Dividend Yield ETF (VYM) – Purchased 2 shares
Price per share – $111.23 = $222.46


Vanguard FTSE Developed Markets ETF (VEA) – Purchased 1 share

Price per share – $47.5665 = $47.57


Dividends for January


No dividend payouts for January as of 01/12/2024



Traditional IRA – $31,717.50


No shares bought at this time

Next investment: 01/26/2024

Buying power remaining: $137.45



Dividends for January


No dividend payouts for January as of 01/12/2024




It’s Never Too Late To Start Investing!

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