Why Now Is the Perfect Time to Reallocate Your Stock Portfolio

Hello Investors!

I hope everyone is still holding on to their shares and you are increasing your holdings. This is the perfect time to start reallocating shares if you want to take profits and you want to move the profits to stocks that were affected by the market drop. I know I am thinking of moving some stocks around, so that I can purchase shares of NVDA because right now the stock is dipping lower than it should. I believe that NVDA is the backbone of what our future will use and need for our future technology. A good example is robots and AI, both of these are going to change how we live and function. I am seeing a change in the workforce and a movement into a new standard. I hope that I will get to see what the world will be like with automated robots and how AI will change the world. Right now, it is the perfect time to invest in robots and AI while the stock market is affected by the tariffs and fear of a recession. I know there are a lot of scared investors that rely on the stock market to make money. All the investors that can wait this out will see so much upside potential that you will wish you would put more money into the stock market. I have been through a few recessions to contest that investing while the market is red is the best time to make moves in the market. If you have not seen any videos about the CNET, then I suggest you take the time to visit the website to see what items are coming out if you are a big techy like I am. These new products will give you a big clue onto what the tech industry is investing in and what investors need to start investing in before the stocks start to hit new highs.

This paycheck I was only able to grab five shares of NVDA. I unfortunately did not have enough for VOO again because the ETF is just too high for my bi-weekly contribution. As much as I want to see VOO drop, so that I can get one share every paycheck, I know that it would take a lot for that to happen since VOO is well diversified in many good stocks in the S&P 500. Just remember to set goals and stick to them! I know you will see big drops in your account, but this is what investing is all about. You need to factor in your age and how long you have to retire. If you have enough time to see the start market, go up then you do not need to start moving your investments. If you are close to retirement, you may move it to a safer investment like real estate, bonds, and CDs.

Until next time…Have a wonderful weekend and remember it is never too late to start investing!


Current Goals:

Individual Stock Account – 37/100 shares of Nvidia Corp. (NVDA)

Roth IRA Account – 76/100 shares of Vanguard S&P 500 ETF (VOO)
Individual Stock Account – 22/100 shares of Amazon.com, Inc. (AMZN)


Future Goals:

Individual Stock Account – 41/100 shares of Alphabet Inc. (GOOGL)
Roth IRA Account – 58/100 shares of Vanguard Russell 1000 ETF (VONE)


Completed Goals:
Individual Stock Account + Traditional IRA Account – 1000/1000 shares of Apple Inc. (AAPL)




My Investments for Friday, March 21, 2025


Combined Value of – $351,547.38

Apple Savings Account (3.90% APY) – $1597.91

Yen (Average Rate – USD/JPY) – JP¥0



Individual Stock Account – $201,449.43

Starting buying power: $621.63
Buying power remaining: $39.04


Nvidia Corp (NVDA)  – Purchased 5 shares

Price per share – $116.5189 = $582.59



Dividends for March

Qualified Dividend Microsoft Corp (MSFT) – $11.02

Dividend Reinvestment (DRIP) – Bought 0.0288 MSFT @ 382.5789


Qualified Dividend Alphabet INC Class A (GOOGL) – $8.23

Dividend Reinvestment (DRIP) – Bought 0.0498 GOOGL @ 165.4073




Roth IRA – $111,113.48

Starting buying power: $490.99
Buying power remaining: $490.99


No shares bought at this time

Next investment: 04/04/2025



Dividends for March

No dividend payouts for March as of 03/21/2025




Traditional IRA – $37,386.56

Starting buying power: $176.96

Buying power remaining: $176.96


No shares bought at this time

Next investment: 04/04/2025



Dividends for March

No dividend payouts for March as of 03/21/2025



It is never too late to start investing!

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