Will The Feds Cut Interest Rates Soon?

Aloha Investors!

I hope everyone is having an awesome week! The biggest news that was on Marketwatch was that the Feds are looking at a rate cut soon depending on the labor market. I do believe that there is a strong job market, but no one wants to work. I feel like no one really wants to work, but expects the government to take care of them and they will. Why do you think taxes always change and is one of the biggest things that middle class workers complain about? Most places in the US pay state and federal taxes which fund either the state you live in or the federal government. Which is why who you elect to be in office matters on how the state or federal government spends that money. I am hoping that the quality of candidates for the labor market gets better because that is the only thing that our future relies on. Those candidates will be the next generation that runs this country. 

This paycheck I was able to buy two shares of Apple and one share of VOO which I am very happy about. I am only 25 shares away from completing my goal for Apple. I will finally get to say I have 1000 shares of Apple which is a big goal of mine since I started investing when I was 25 years old. There is not a day that goes by that I wish I started investing once I started working a full time job. Every stock I own now was really cheap or on the verge of splitting. I wish I got into Apple before they did their 7-for-1 split. That just goes to show that anything can happen to a stock. You just have to believe that you are investing in a good stock that will last you a lifetime.

Until next time…Have a wonderful week and remember it is never too late to start investing!


Current Goals:

Individual Stock Account + Traditional IRA Account – 975/1000 shares of Apple Inc. (AAPL)

Individual Stock Account – 20/100 shares of Nvidia Corp. (NVDA)

Roth IRA Account – 68/100 shares of Vanguard S&P 500 ETF (VOO)


Future Goals:

Individual Stock Account – 41/100 shares of Alphabet Inc. (GOOGL)

Individual Stock Account – 22/100 shares of Amazon.com, Inc. (AMZN)
Roth IRA Account – 58/100 shares of Vanguard Russell 1000 ETF (VONE)




My Investments for Friday, August 23, 2024


Combined Value of – $348,012.79

Apple Savings Account (4.40% APY) – $2,165.16

Yen (Average Rate 141.50 USD/JPY) – JP¥45000



Individual Stock Account – $201,691.17

Starting buying power: $550.02
Buying power remaining: $96.34


Apple (AAPL)  – Purchased 2 shares

Price per share – $226.84 = $453.68



Dividends for August


Qualified Dividend Apple Inc (AAPL) – $200.51

Dividend Reinvestment (DRIP) – Bought 0.8917 AAPL @ 224.8589




Roth IRA – $105,222.45

Starting buying power: $731.09
Buying power remaining: $214.49


Vanguard S&P 500 ETF (VOO)  – Purchased 1 share

Price per share – $516.60 = $516.60



Dividends for August

No dividend payouts for August as of 08/23/2024




Traditional IRA – $38,934.01

Starting buying power: $91.36

Buying power remaining: $91.36


No shares bought at this time

Next investment: 09/06/2024



Dividends for August


Qualified Dividend Apple Inc (AAPL) – $42.75

No Dividend Reinvestment (DRIP)



It is never too late to start investing!

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